As a service to its clients, Kallas & Henk publishes Michigan Coverage Decisions. This publication summarizes and analyzes every appellate decision in Michigan addressing or impacting property and casualty insurance.

The ten most recent issues are listed on this page. To search the full database of our Michigan Coverage Decisions Issues by Topic, Keyword, or Issue Number use the search form to the left.

Recent Cases

Michigan Coverage Decisions, Issue 14

Warren v Aetna Casualty & Surety Company

Unpublished. Decided March 28, 2000. Michigan Court of Appeals Docket Number 215045.

This is an action for bad faith. The plaintiff was sued for employment discrimination and defamation. All parties agreed that the employment discrimination claim was not covered under the policy. The defamation claim was dismissed and
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Michigan Coverage Decisions, Issue 13

Radenbaugh v Farm Bureau General Insurance Company

Published. Decided March 3, 2000. Michigan Court of Appeals Docket Number 212080.

Plaintiff filed this breach of contract action for failure to defend and indemnify in an underlying lawsuit. Farm Bureau issued a commercial general liability policy to Plaintiff. Plaintiff was sued in the underlying action for, among
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Michigan Coverage Decisions, Issue 12

Czarnowski v State FarmFire and Casualty Company

Unpublished. Decided January 18, 2000. Michigan Court of Appeals Docket Number 216599.

Plaintiff police officer brought suit against defendant insured, for injuries sustained when the insured resisted arrest. Defendant denied coverage. Plaintiff and the insured subsequently entered into a consent judgment in the amount of $65,000. In this
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Michigan Coverage Decisions, Issue 11

Echols v Indiana Insurance Company

Decided November 29, 1999. United States District Court, Eastern District of Michigan, Southern Division.

Plaintiff sought to recover for the value of a stolen vehicle. In his application for insurance, plaintiff answered no to the question whether he had any prior losses. After the alleged theft of the vehicle, defendant
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Michigan Coverage Decisions, Issue 10

Dow Corning Corporation v Continental Casualty Company, Inc.

Unpublished. Decided October 12, 1999. Michigan Court of Appeals Number 200143-200154.

In this appeal, the Court grappled with the infamous breast implant litigation. In this action, Dow Corning sought indemnity and defense costs for the defense of the implant litigation. The trial court basically held in favor
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Michigan Coverage Decisions, Issue 9

Folts v CIGNA Insurance Company

Decided August 6, 1999. Michigan Court of Appeals Number 210163.

The Court of Appeals affirmed summary disposition granted in favor of defendant worker’s compensation carrier. Plaintiff had alleged in the trial court that the defendant compensation carrier had failed to pay benefits in a timely fashion and had otherwise obstructed
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Michigan Coverage Decisions, Issue 8

Farm Bureau Mutual Insurance Company of Michigan v Steven Jacob Nikkel

Decided July 20, 1999. Michigan Supreme Court Number 111341.

Steven Nikkel was involved in an accident while driving a truck owned by his father's company. The truck was insured by the company. This action involved Steven's efforts to obtain coverage from his parents’ personal
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Michigan Coverage Decisions, Issue 7

Frankenmuth Mutual Insurance Company v Masters et al and Lake States Insurance Co.

Published June 15, 1999. Michigan Supreme Court, Number 110452.

In this declaratory action, Frankenmuth provided general liability insurance to Masters. Masters owned a clothing store and intentionally started a fire with the intent to destroy inventory and to collect first party insurance
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Michigan Coverage Decisions, Issue 6

Schultz vs. AAA Michigan

Unpublished. Decided May 28, 1999. Michigan Court of Appeals Docket No: 201175.

In this garnishment action, plaintiff sought to recover a judgment rendered against defendant’s insured . In the underlying action, plaintiff sued defendant’s insured for personal injuries received asa result of a fireworks accident at the insured’s home. Defendant denied
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Michigan Coverage Decisions, Issue 5

Continental Casualty Company vs. Harvey

Published. May 6, 1999. United States District Court Western District of Michigan Southern Division

Plaintiff provided a professional liability policy to Harvey, an engineer. The policy included an endorsement which excluded coverage for any wrongful act occurring prior to the inception of the policy. Policy inception date was April 1,
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