As a service to its clients, Kallas & Henk publishes Michigan Coverage Decisions. This publication summarizes and analyzes every appellate decision in Michigan addressing or impacting property and casualty insurance.

The ten most recent issues are listed on this page. To search the full database of our Michigan Coverage Decisions Issues by Topic, Keyword, or Issue Number use the search form to the left.

Recent Cases

Michigan Coverage Decisions, Issue 21

Frankenmuth Mutual v Anolick

Unpublished. Decided March 9, 2001. Michigan Court of Appeals Docket Number 218392.

The Defendant construction subcontractor’s employee was injured on a construction site. The employee sought damages for bodily injury from the general contractor. The general contractor sought indemnification from the Defendant pursuant to the contract entered into between the parties
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Michigan Coverage Decisions, Issue 20

Cohen vs. Auto Club Insurance Association

Decided January 17, 2001.Michigan Supreme Court Docket Number 116473.

Plaintiff was involved in an automobile accident with an uninsured driver. She made a claim with Defendant for uninsured motorist coverage. In the course of submitting information to Defendant insurer, she allegedly submitted fraudulent wage loss information. Defendant insurer denied
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Michigan Coverage Decisions, Issue 19

Singer vs. American States Insurance

Published. Decided December 5, 2000. Michigan Court of Appeals Case Number 217148.

Plaintiff sold his residence on a land contract. The purchaser bought property insurance from the defendant. Plaintiff was named as a “contract holder” on the declarations page. The purchaser defaulted on the land contract and quitclaimed her interest
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Michigan Coverage Decisions, Issue 18

Wert v Citizens Insurance Company

Published. Decided December 5, 2000. Michigan Supreme Court Number 117080.

Plaintiff was injured while riding his motorcycle. The driver of the automobile involved in the accident was uninsured. Plaintiff had uninsured motorist coverage in the amount of $20,000 for the motorcycle. He also had another vehicle with uninsured motorist coverage
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Michigan Coverage Decisions, Issue 17

Gorshe v Kent, Schulte

Unpublished. Decided October 13,2000. Michigan Court of Appeals Docket Number 213184.

Plaintiffs were injured in an automobile accident. The driver of the other automobile was defendant Kent who was driving his own vehicle in the course of his employment for Detroit Edison. Plaintiffs made a claim against Kent who was insured
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Michigan Coverage Decisions, Issue 16

Burton v State Farm Fire and Casualty Company

Unpublished. Decided August 29, 2000. Michigan Court of Appeals Docket Number 212479.

This case involves a variety of substantive and procedural issues. The only significant insurance issue involves the plaintiff’s claim that defendant had a duty to defend him under business liability coverage. Plaintiff had hired a
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Michigan Coverage Decisions, Issue 15

Farm Bureau Mutual Insurance Company of Michigan v Knipple

Unpublished. Decided May 12, 2000. Michigan Court of Appeals Docket Number 216444.

Plaintiff auto carrier filed a declaratory action for a ruling that it owed no benefits for underinsured motorist coverage. Defendants filed a counterclaim for breach of contract for failure to pay underinsured motorist benefits,
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Michigan Coverage Decisions, Issue 14

Warren v Aetna Casualty & Surety Company

Unpublished. Decided March 28, 2000. Michigan Court of Appeals Docket Number 215045.

This is an action for bad faith. The plaintiff was sued for employment discrimination and defamation. All parties agreed that the employment discrimination claim was not covered under the policy. The defamation claim was dismissed and
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Michigan Coverage Decisions, Issue 13

Radenbaugh v Farm Bureau General Insurance Company

Published. Decided March 3, 2000. Michigan Court of Appeals Docket Number 212080.

Plaintiff filed this breach of contract action for failure to defend and indemnify in an underlying lawsuit. Farm Bureau issued a commercial general liability policy to Plaintiff. Plaintiff was sued in the underlying action for, among
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Michigan Coverage Decisions, Issue 12

Czarnowski v State FarmFire and Casualty Company

Unpublished. Decided January 18, 2000. Michigan Court of Appeals Docket Number 216599.

Plaintiff police officer brought suit against defendant insured, for injuries sustained when the insured resisted arrest. Defendant denied coverage. Plaintiff and the insured subsequently entered into a consent judgment in the amount of $65,000. In this
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