As a service to its clients, Kallas & Henk publishes Michigan Coverage Decisions. This publication summarizes and analyzes every appellate decision in Michigan addressing or impacting property and casualty insurance.

The ten most recent issues are listed on this page. To search the full database of our Michigan Coverage Decisions Issues by Topic, Keyword, or Issue Number use the search form to the left.

Recent Cases

Michigan Coverage Decisions, Issue 8

Farm Bureau Mutual Insurance Company of Michigan v Steven Jacob Nikkel

Decided July 20, 1999. Michigan Supreme Court Number 111341.

Steven Nikkel was involved in an accident while driving a truck owned by his father's company. The truck was insured by the company. This action involved Steven's efforts to obtain coverage from his parents’ personal
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Michigan Coverage Decisions, Issue 7

Frankenmuth Mutual Insurance Company v Masters et al and Lake States Insurance Co.

Published June 15, 1999. Michigan Supreme Court, Number 110452.

In this declaratory action, Frankenmuth provided general liability insurance to Masters. Masters owned a clothing store and intentionally started a fire with the intent to destroy inventory and to collect first party insurance
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Michigan Coverage Decisions, Issue 6

Schultz vs. AAA Michigan

Unpublished. Decided May 28, 1999. Michigan Court of Appeals Docket No: 201175.

In this garnishment action, plaintiff sought to recover a judgment rendered against defendant’s insured . In the underlying action, plaintiff sued defendant’s insured for personal injuries received asa result of a fireworks accident at the insured’s home. Defendant denied
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Michigan Coverage Decisions, Issue 5

Continental Casualty Company vs. Harvey

Published. May 6, 1999. United States District Court Western District of Michigan Southern Division

Plaintiff provided a professional liability policy to Harvey, an engineer. The policy included an endorsement which excluded coverage for any wrongful act occurring prior to the inception of the policy. Policy inception date was April 1,
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