As a service to its clients, Kallas & Henk publishes Michigan Coverage Decisions. This publication summarizes and analyzes every appellate decision in Michigan addressing or impacting property and casualty insurance.

The ten most recent issues are listed on this page. To search the full database of our Michigan Coverage Decisions Issues by Topic, Keyword, or Issue Number use the search form to the left.

Recent Cases

Michigan Coverage Decisions, Issue 152

Ile v Foremost Insurance Company

Published. Michigan Supreme Court, Docket No. 143627. July 14, 2011. Plaintiff decedent was killed while riding his motorcycle. He had obtained insurance coverage on the motorcycle from foremost. The coverage included a combined uninsured/underinsured motorist coverage which purported to have limits of $20,000/$40,000, the mandatory minimum automobile liability limits in Michigan. The
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Michigan Coverage Decisions, Issue 151

Auto Club v Ramos

Unpublished. Decided June 30, 2100. Court of Appeals Docket No. 297397.

Plaintiff Auto Club initiated this declaratory action asking the court to find that it did not provide coverage under a homeowners policy to Ricardo. Ricardo was being sued by his niece, Ramos, for an alleged sexual assault during a massage. In
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Michigan Coverage Decisions, Issue 150

Auto-Owners v Keizer Morris

Unpublished, June 28, 2011. Court of Appeals Docket No.  297657.

Plaintiff insurer brought this declaratory action for a ruling that it had no duty to defend or indemnify Defendant in a products liability action. Plaintiff issued a CGL policy with an exclusion for products liability. The defendant insured asserted that the
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Michigan Coverage Decisions, Issue 149

Auto Club Group Insurance v Andrzejewski

Published, May 17, 2011. Court of Appeals Docket No. 297551.

Plaintiff provided homeowners insurance to the parents of a 13-year-old boy. The boy assaulted another boy during a basketball game and subsequently pleaded no contest to the assault in juvenile court. Plaintiff initiated this declaratory action for a finding
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Michigan Coverage Decisions, Issue 148

Durall v Home-Owners

Unpublished. March 29, 2011. Court of Appeals Docket No. 293910.

Plaintiff sustained a total loss of his residence as result of a fire. Defendant, plaintiffs homeowners insurer, denied the claim for failure to submit a proof of loss within 60 days as required by the insurance policy. The trial court granted summary
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Michigan Coverage Decisions, Issue 147

Anton v National Union

Published. Decided February 11, 2011. United States Court of Appeals No. 09-2461.

Plaintiff Peter Anton was an executive employee by General Motors. He was driving a company owned vehicle and was involved in an accident with an underinsured driver. His wife, Catherine, was injured in the accident. They made claim for
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Michigan Coverage Decisions, Issue 146

Evanston Ins. Co. v. Johns

Unpublished. Decided December 7, 2010 Michigan Court of Appeals Docket No. 293742.

Johns had entered into a purchase agreement with Don Dover to sell property. Before any sale was consummated, Johns’ signature was forged on two quitclaim deeds that purported to transfer the property to Dover for $1.00. After learning
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Michigan Coverage Decisions, Issue 145

McGrath v. Allstate Ins. Co.

Published. Decided November 2, 2010 Michigan Court of Appeals Docket No. 289210.

In 1992, Mary McGrath bought a home in Gaylord and insured it with Allstate. In 2003, she moved to an apartment in Farmington Hills because her health deteriorated. Her daughter notified Allstate that the insurance bills should be
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Michigan Coverage Decisions, Issue 144

Executive Property Development, LLC v. Nautilus Ins. Co.

Unpublished. Decided September 23, 2010 Michigan Court of Appeals Docket No. 291368.

Vandalism occurred to two properties owned by Plaintiff when the properties were vacant. No one was permitted to enter the buildings pursuant to a trial court order issued in November 2005. Thereafter, defendant issued policies
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Michigan Coverage Decisions, Issue 143

Mason v. Auto Club Ins. Assoc.

Unpublished. Decided August 3, 2010 Michigan Court of Appeals Docket No. 289719.

Plaintiff was run off the road by two racing vehicles that did not stop and cannot be identified. One of the cars lost control and spun off the road kicking up debris and rocks. Mason stated that
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