As a service to its clients, Kallas & Henk publishes Michigan Coverage Decisions. This publication summarizes and analyzes every appellate decision in Michigan addressing or impacting property and casualty insurance.

The ten most recent issues are listed on this page. To search the full database of our Michigan Coverage Decisions Issues by Topic, Keyword, or Issue Number use the search form to the left.

Recent Cases

Michigan Coverage Decisions, Issue 111

Bolan v. Auto-Owners Ins. Co.

Unpublished. Decided December 11, 2007 Michigan Court of Appeals Docket No. 274927.

Plaintiffs incurred damages to the floor in their house as a result of a leak in the drain line of their dishwasher. Plaintiffs’ homeowners policy covered water damages, but not if the damage arose from a leak in
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Michigan Coverage Decisions, Issue 110

Farm Bureau Ins. Co. v. Abalos, et al.

Published. Decided October 18, 2007 Michigan Court of Appeals Docket No. 269416.

The insured caused an accident in Ohio. The injured parties, who were Ohio residents, filed an action against the insured in Ohio. The insured failed to cooperate in the defense of that action. Plaintiff brought
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Michigan Coverage Decisions, Issue 109

Comerica, Inc. v. Zurich American Ins. Co., et al.

Published. Decided July 27, 2007. U.S. District Court, 498 F.Supp. 2nd 1019 (E.D. Mich. 2007).

Plaintiff had primary coverage with a $20 million limit of liability for claims arising out of the wrongful acts of employees. Defendant issued an excess liability policy that was subject to
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Michigan Coverage Decisions, Issue 108

Hendrick v State Farm Mut. Auto. Ins. Co.

Unpublished. Decided May 24, 2007 Michigan Court of Appeals Docket No. 275318.

While in the scope of his employment Plaintiff was injured by an uninsured driver. Plaintiff recovered worker’s compensation benefits and then filed suit to recover the uninsured driver benefits under his own auto policy. The
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Michigan Coverage Decisions, Issue 107

Auto Club Ins. Ass’n. v. Hatchett, et al.

Unpublished. Decided April 26, 2007 Michigan Court of Appeals Docket No. 271908.

The insured pleaded guilty to manslaughter for his role in the shooting death of another person. Plaintiff denied coverage under the insured’s homeowners policy on the basis that the shooting was not an accident, and
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Michigan Coverage Decisions, Issue 106

General Motors Corp. v. Royal & Sun Alliance Ins. Group, et al.

Unpublished. Decided April 24, 2007 Michigan Court of Appeals Docket No. 267308. Plaintiff was insured by Defendants through a series of occurrence-based policies. After several years, Plaintiff switched to claims-based coverages. Plaintiff was later sued for a number of asbestos-related claims that all occurred during the effective dates
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Michigan Coverage Decisions, Issue 105

Lakeland Neurocare Center, et al. v. Auto. Club Ins. Ass’n, et al.

Unpublished. Decided March 27, 2007 Michigan Court of Appeals Docket No. 266878. Plaintiffs filed this action to recover payments due to them for the medical care provided to a party who had been injured in an automobile accident. Defendant denied liability under the no-fault policy issued to the
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Michigan Coverage Decisions, Issue 104

Peterson v. Auto Owners Ins. Co., et al.

Published. Decided February 27, 2007 Michigan Court of Appeals Docket No. 262159. Plaintiff was injured in an auto accident by what was believed to be an uninsured driver. Plaintiff filed suit against the driver and also against Defendant to recover uninsured motorist benefits. The driver was never served with the complaint and
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Michigan Coverage Decisions, Issue 103

Williams v. Allstate Ins. Co.

Unpublished. Decided February 1, 2007 Michigan Court of Appeals Docket No. 270956.

Plaintiff made a number of misrepresentations in her application for no-fault auto insurance, including that she was single and had no dependents or other drivers in her household. She was still married at the time, (but separated from
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Michigan Coverage Decisions, Issue 102

Panther Machine, Inc. v. Accident Fund Ins. Co. of America, et al.

Unpublished. Decided January 30, 2007 Michigan Court of Appeals Docket No. 264454.

One of Plaintiff’s employees slipped and fell at work, causing the premature birth, and later death, of her infant son. The employee sued Plaintiff and Plaintiff brought this action to determine
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