As a service to its clients, Kallas & Henk publishes Michigan Coverage Decisions. This publication summarizes and analyzes every appellate decision in Michigan addressing or impacting property and casualty insurance.

The ten most recent issues are listed on this page. To search the full database of our Michigan Coverage Decisions Issues by Topic, Keyword, or Issue Number use the search form to the left.

Recent Cases

Michigan Coverage Decisions, Issue 91

Dupuis v. Utica Mut. Ins. Co., et al.

Unpublished. Decided April 25, 2006 Michigan Court of Appeals Docket No. 250766.

Defendant issued an errors and omissions policy to Plaintiff and was requested to defend and indemnify Defendant in two related actions, Plaintiff was the subject of both an administrative action by the insurance bureau and
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Michigan Coverage Decisions, Issue 90

Eschenweck v. Northland Ins. Co.

Unpublished. Decided April 11, 2006 Michigan Court of Appeals Docket No. 259274.

In this coverage dispute, the Trial Court granted summary disposition for Northland. Titan appealed the dismissal of Northland. The Court of Appeals dismissed the appeal because Titan lacked standing to challenge the Trial Court’s decision because it did
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Michigan Coverage Decisions, Issue 89

O’Flynn v. Progressive Mich. Ins. Co.

Unpublished. Decided April 6, 2006 Michigan Court of Appeals Docket No. 265826.

Plaintiff failed to pay the required premium for her auto policy in order to renew it. Defendant had notified Plaintiff prior to the lapse of the policy that if it did not receive payment by the specified
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Michigan Coverage Decisions, Issue 88

Hastings Mut. Ins. Co. v. Mosher, Dolan, Cataldo & Kelly, Inc.

Unpublished. Decided March 28, 2006 Michigan Court of Appeals Docket No. 265621.

Plaintiff brought this action for a declaration that no coverage existed under Defendant’s general liability policy for mold damage to a home Defendant had contracted to build. The damage arose from the
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Michigan Coverage Decisions, Issue 87

Re/Max Preferred, Inc. v. Kemper Ins. Cos., et al.

Unpublished. Decided March 21, 2006 Michigan Court of Appeals Docket No. 258481.

Plaintiff and its agent were sued on a variety of different theories for disclosing a confidential offer to purchase property. Defendant refused to defend or indemnify Plaintiff relying on an exclusion in Plaintiff’s policy
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Michigan Coverage Decisions, Issue 86

Feldkamp v Farm Bureau Ins. Co.

Unpublished. Decided February 23, 2006 Michigan Court of Appeals Docket No. 255185.

Plaintiff was injured in an automobile accident by an under-insured motorist and negotiated a settlement with that motorist for her policy limits. The settlement was to provide that the at-fault motorist was to be released from all
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Michigan Coverage Decisions, Issue 85

American & Foreign Ins. Co. v Sequatchie Concrete Services, Inc., et al.

Published. U.S. Circuit Court (6th Circuit), reported at 441 F. 3 341 (6 Cir. 2006). Decided February 10, 2006.

Defendant was sued for failing to provide proper building materials, which resulted in substantial damages. After being notified of the defective materials, Defendant applied
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Michigan Coverage Decisions, Issue 84

Continental Ins. Co. v Adams, et al.

Published. Decided January 20, 2006 U.S. Circuit Court (6rd th Circuit), reported at 438 F. 3 538 (6 Cir. 2006).

The underlying plaintiffs sued the deceased for injuries they suffered when they were shot. After the attack, the deceased killed himself. Plaintiff brought this action to determine that
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Michigan Coverage Decisions, Issue 83

Farm Bureau Mut. Ins. Co. v Hastings Mut. Ins. Co.

Unpublished. Decided January 12, 2006 Michigan Court of Appeals Docket No. 264930.

Plaintiff insured the buyer of real property; Defendant insured the seller. At the closing, the buyer’s lender had not delivered all funds that were due, however, the parties still closed on the sale
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Michigan Coverage Decisions, Issue 82

Secura Insurance v Stainless Sales, Inc., et al.

Published. Decided December 21, 2005 U.S. Court of rd th Appeals, 431 F. 3 987 (6 Cir. 2005).

Defendant agreed to manufacture and deliver steel coils to an overseas customer. The train used to haul the coils derailed before delivery because one of the steel coils fell
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