Recent Cases
Michigan Coverage Decisions, Issue 180
Vaughan v. Doe, et al
Unpublished. Decided July 29, 2014, Michigan Court of Appeals Docket No. 315313. The plaintiff was injured while driving a vehicle owned by her father. At the time of the accident, plaintiff was not living with her father. The vehicle was insured by Defendant, 21st Century Centennial Insurance Company. The uninsured coverage providedMichigan Coverage Decisions, Issue 179
State Farm Fire and Casualty Company v. Kapraun
Unpublished opinion per curiam of the Court of Appeals, issued July 3, 2014 (Docket No. 310564). The defendant hired a company that sent fax advertisements on behalf of the defendant, and was thereafter sued for conversion (property damage) and violations of the federal Telephone Consumer Protection Act from theMichigan Coverage Decisions, Issue 178
Twp. of Maple Forest v. Clearwater Drilling, LLC
Unpublished. Decided May 29, 2014 Michigan Court of Appeals Docket No. 314798. The defendant was sued for causing damage to the plaintiff’s building. The damage arose when the defendant, which was drilling a well on the plaintiff’s property using a water-chemical solution under high pressure, broke through into theMichigan Coverage Decisions, Issue 177
Miles v. State Farm Mut. Auto. Ins. Co.
Unpublished. Decided May 6, 2014 Michigan Court of Appeals Docket No. 311699. The plaintiff was struck by a vehicle and injured when he attempted to cross a street. The driver of the vehicle was not insured. The plaintiff filed suit against his insurer to recover PIP benefits only. TheMichigan Coverage Decisions, Issue 176
Schumitsch v. Pioneer State Mut. Ins. Co.
Unpublished. Decided March 20, 2014 Michigan Court of Appeals Docket No. 313046.
The plaintiffs were insured under a farm owners policy. A barn on their property, and the contents, were destroyed in a fire. The policy, however, did not cover loss to farm structures or farm personal property.Michigan Coverage Decisions, Issue 175
Graham v. State Farm Mut. Auto. Ins. Co.
Unpublished. Decided February 18, 2014 Michigan Court of Appeals Docket No. 313214.
The plaintiff was injured in an auto accident and filed suit to recover PIP benefits. During that lawsuit, the plaintiff discovered the defendant was not insured at the time of the accident. The plaintiff didMichigan Coverage Decisions, Issue 174
Farm Bureau Mut. Ins. Co. of Mich. v. Bowers
Published. Decided November 27, 2013 Michigan Supreme Court Docket No. 147611.
The injured party’s spouse was operating a boat owned by his parents. Plaintiff insured the boat. The policy excluded coverage for injuries to an insured person. An insured person was defined in the policy asMichigan Coverage Decisions, Issue 173
Duffy v. Grange Ins. Co. of Mich.
Unpublished. Decided October 29, 2013 Michigan Court of Appeals Docket No. 308789.
The plaintiff was severely injured while operating an off-road vehicle on a trail and claimed first-party benefits under an auto policy (the OV was not insured). The defendant denied coverage for a number of reasons andMichigan Coverage Decisions, Issue 172
Craig v. Larson
Unpublished. Decided October 17, 2013 Michigan Court of Appeals Docket No. 311467.
The plaintiff was injured in an auto accident and filed suit against the at-fault driver, as well as against her auto insurance carrier, claiming a right to under-insured motorist benefits under her auto policy. The trial court dismissed her claims